1. Texas minimum bodily injury liability limits for a private passenger auto are:

30/60

Texas financial responsibility requires bodily injury limits of at least $30,000 per person and $60,000 per accident.

2. The minimum property damage liability limit required for a Texas auto policy is:

$25,000

Texas requires at least $25,000 of property damage liability (the 25 in 30/60/25).

3. A Texas driver primarily demonstrates financial responsibility by:

Maintaining auto liability insurance at least at the state minimum limits

Financial responsibility is shown by carrying liability coverage meeting at least the 30/60/25 minimums.

4. In Texas, uninsured and underinsured motorist coverage must be:

Offered to the insured, who may reject it in writing

UM/UIM must be offered; the insured may reject the coverage in writing.