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Free Individual Accident and Health Provisions Practice Questions

Tennessee Accident & Health exam — 60 practice questions.

Subtopics: Entire contract, Time limit on defenses, Grace period, Reinstatement, Notice of claim, Proof of loss, Time of payment of claims, Physical exam and autopsy, Legal actions, Change of occupation, Misstatement of age, Probationary period, Time limit on certain defenses, Claim forms, Payment of claims, Change of beneficiary, Illegal occupation, Intoxicants and narcotics, Conformity with statutes, Insuring clause, Guaranteed renewable, Noncancelable, Conditionally renewable, Cancelable, Elimination period, Coinsurance, Free look provision, Consideration clause, Pre-existing condition provision, Sickness waiting period, Other insurance in this insurer, Insurance with other insurers, Other insurers per diem, Unpaid premium, Cancellation provision, Flat deductible, Per-cause deductible, All-cause deductible, Corridor deductible, Integrated deductible, Carryover provision, Common accident provision, Restoration of benefits, Benefit period medical, Lifetime maximum benefit, Assignment of benefits, Facility of payment, Period of coverage, Standard and optional provisions

Read the Individual Accident and Health Provisions study guide

Sample questions & answers

1. The provision stating that the policy and the attached application make up the whole agreement is the:

Entire contract provision

The entire contract provision states the policy plus the attached application constitute the complete agreement.

2. The provision that limits the period during which an insurer may contest a health policy for misstatements is the:

Time limit on certain defenses (incontestable provision)

The time limit on certain defenses, similar to incontestability, restricts how long the insurer can contest the policy for application statements.

3. The period after the premium due date during which a health policy remains in force is the:

Grace period

The grace period keeps coverage in force for a set time after the premium due date.

4. After a lapsed health policy is reinstated, losses from sickness are typically covered:

After about 10 days, while accidents are covered immediately

On reinstatement, sickness is typically covered after about a 10-day wait while accidental injuries are covered immediately.

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Practice: Individual Accident and Health Provisions

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Pennsylvania Insurance Department and the exam administrator before relying on it.