Free Group Health Insurance Practice Questions

Tennessee Accident & Health exam — 40 practice questions.

Subtopics: Master contract, COBRA, Noncontributory plans, Conversion privilege, Experience rating, Actively at work, Coordination of benefits, Certificate of coverage, Noncontributory plan, Contributory plan, Eligible groups, Group underwriting, Probationary period, Open enrollment, COBRA eligibility, COBRA duration termination, COBRA duration 36 months, COBRA premium, Pre-existing conditions group, Self-funded plan, Section 125 plan, Community rating, Minimum participation requirement, Actively-at-work provision, Late enrollee, COBRA qualifying events, COBRA election period, ERISA summary plan description, ERISA fiduciary standards, Multiple Employer Welfare Arrangement, Multiple Employer Trust, Dependent eligibility, Specific stop-loss insurance, Family and Medical Leave Act coverage, Small group guaranteed renewability

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Sample questions & answers

1. Group health insurance is issued under:

A master contract to the group sponsor with certificates to members

Group health is issued under a master contract to the sponsor, with members receiving certificates of coverage.

2. Federal COBRA generally allows eligible employees to:

Continue group health coverage for a limited time after a qualifying event, usually by paying the premium

COBRA lets eligible individuals continue group coverage for a limited period after a qualifying event, typically by paying the full premium.

3. In a noncontributory group health plan, the premium is paid:

Entirely by the employer, and 100 percent participation is typically required

In a noncontributory plan the employer pays the full premium, and typically 100 percent of eligible employees must participate.

4. A group health conversion privilege generally lets a terminating employee:

Convert to an individual policy without proving insurability within a set time

The conversion privilege allows a departing member to obtain an individual policy without evidence of insurability if exercised within the allowed time.

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Practice: Group Health Insurance

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Pennsylvania Insurance Department and the exam administrator before relying on it.