1. Exam Prep
  2. South Dakota
  3. Accident & Health
  4. Senior and Special Needs

Free Senior and Special Needs Practice Questions

South Dakota Accident & Health exam — 59 practice questions.

Subtopics: Medicare eligibility, Medicare Part A, Medicare Part B, Medigap standardization, Medigap open enrollment, Medicare Advantage, Long-term care triggers, Dual eligible, Inflation protection, Part A premium, Medicare Part C, Medicare Part D, Medicare gaps, Medicare Supplement purpose, Standardized Medigap, Medicare Select, Medicaid, Excessive coverage, LTC purpose, Skilled care, Custodial care, Benefit triggers, Home health care, Respite care, Adult day care, Nonforfeiture LTC, LTC renewability, Partnership LTC, Tax-qualified LTC, Medicare initial enrollment period, Medicare general enrollment period, Part B late enrollment penalty, Part D late enrollment penalty, Part D coverage gap, Part A benefit period, Lifetime reserve days, Medicare Advantage plan types, Medigap core benefits, High-deductible Medigap, Medigap guaranteed issue rights, Medigap free look, Medicaid spend-down, Dual eligible beneficiaries, Medicare Savings Programs, Intermediate care, Activities of daily living, LTC elimination period, LTC pool of money, Indemnity vs reimbursement LTC, LTC pre-existing condition limitation, LTC replacement and suitability, Hospice care, Assisted living facility benefit, Hybrid life and LTC policy

Read the Senior and Special Needs study guide

Sample questions & answers

1. For most individuals, eligibility for Medicare typically starts at what age?

Age 65, or earlier with certain disabilities

Most people become eligible for Medicare at age 65, with earlier eligibility for certain disabilities or conditions.

2. Medicare Part A primarily helps pay for:

Inpatient hospital and related institutional care

Part A is hospital insurance covering inpatient hospital stays, skilled nursing, hospice, and some home health care.

3. Medicare Part B is best described as:

Voluntary medical insurance for physician and outpatient services, with a premium

Part B is voluntary medical insurance that helps pay for physician and outpatient services and requires a monthly premium.

4. Medicare Supplement (Medigap) policies currently offered to consumers are:

Standardized into lettered plans with defined benefits

Medigap policies are standardized into lettered plans so consumers can compare equivalent benefits among insurers.

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Practice: Senior and Special Needs

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.