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  2. South Carolina
  3. Personal Lines
  4. Personal Auto Policy

Free Personal Auto Policy Practice Questions

South Carolina Personal Lines exam — 50 practice questions.

Subtopics: Liability coverage, Medical payments, Uninsured motorists, Collision, Other than collision, Newly acquired auto, Definition of insured, Exclusions, Coverage territory, Uninsured motorist purpose, Split limits, Towing and labor, Transportation expenses, Duties after loss, Part A liability, Part B medical payments, Part C UM, Part D collision, Covered persons liability, Temporary substitute, Supplementary payments, Liability exclusion intentional, Liability exclusion livery, Loss settlement physical damage, Duties after accident, Territory, Covered auto definition, Trailers coverage, Non-owned auto, Rented auto coverage, Glass breakage, Exclusion racing, Exclusion few wheels, Exclusion auto business, Exclusion owned property, Exclusion no reasonable belief, Out of state coverage, Other insurance non-owned, UM dispute resolution, Custom equipment limit, Appraisal physical damage, No-fault PIP, Right to recover, Collision settlement, Total loss settlement

Read the Personal Auto Policy study guide

Sample questions & answers

1. Part A of the Personal Auto Policy provides:

Liability coverage for bodily injury and property damage

Part A of the PAP is the liability section, paying for bodily injury and property damage the insured is legally responsible for.

2. Part B of the Personal Auto Policy (medical payments) covers:

Reasonable medical expenses for the insured and passengers regardless of fault

Part B pays reasonable and necessary medical expenses for the insured and passengers, regardless of who was at fault.

3. Part C of the Personal Auto Policy provides:

Uninsured and underinsured motorists coverage

Part C provides uninsured and underinsured motorists coverage for injuries caused by drivers lacking adequate liability insurance.

4. Under Part D of the Personal Auto Policy, collision coverage pays for:

Damage to the insured's auto from impact with another object or overturn

Collision coverage pays for damage to the insured's covered auto caused by colliding with another object or by overturning.

All Personal Lines topics

Practice: Personal Auto Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Pennsylvania Insurance Department and the exam administrator before relying on it.