1. An employer in Rhode Island that needs workers' compensation coverage may generally obtain it from:

Private insurers authorized in the state, including Beacon Mutual

Rhode Island has a competitive workers' compensation market, so employers may buy coverage from private insurers and Beacon Mutual.

2. A Rhode Island worker who disputes the denial of a workers' compensation claim would generally have the matter heard by the:

Rhode Island Workers' Compensation Court

Disputes over workers' compensation benefits in Rhode Island are heard by the Workers' Compensation Court.

3. Workers' compensation death benefits are generally paid to:

The deceased worker's eligible dependents

Workers' compensation death benefits are paid to the eligible surviving dependents of a worker who dies from a work-related injury.

4. Workers' compensation disability benefits are commonly classified as temporary total, temporary partial, permanent partial, and:

Permanent total disability

Workers' compensation disability benefits are typically categorized as temporary total, temporary partial, permanent partial, and permanent total.