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  2. Rhode Island
  3. Accident & Health
  4. Group Health Insurance

Free Group Health Insurance Practice Questions

Rhode Island Accident & Health exam — 41 practice questions.

Subtopics: Master contract, Certificate of coverage, Group underwriting, Continuation, Eligibility waiting period, Open enrollment, Cost advantage, Conversion privilege, Noncontributory plan, Contributory plan, Eligible groups, Probationary period, COBRA eligibility, COBRA duration termination, COBRA duration 36 months, COBRA premium, Coordination of benefits, Pre-existing conditions group, Self-funded plan, Section 125 plan, Experience rating, Community rating, Minimum participation requirement, Actively-at-work provision, Late enrollee, COBRA qualifying events, COBRA election period, ERISA summary plan description, ERISA fiduciary standards, Multiple Employer Welfare Arrangement, Multiple Employer Trust, Dependent eligibility, Specific stop-loss insurance, Family and Medical Leave Act coverage, Small group guaranteed renewability

Read the Group Health Insurance study guide

Sample questions & answers

1. A defining feature of group health insurance is that:

One master contract covers many individuals such as employees

Group health is issued under a master contract to a sponsor, such as an employer, covering a group of eligible members.

2. In group health insurance, the document given to each covered employee describing the coverage is the:

Certificate of coverage

Each group member receives a certificate of coverage summarizing the benefits provided under the master policy.

3. Group health underwriting generally evaluates:

The characteristics of the group as a whole

Group underwriting focuses on the group's overall characteristics rather than detailed individual medical underwriting.

4. COBRA-type continuation rights generally allow an eligible employee who loses group coverage to:

Continue the group health coverage for a limited time by paying the premium

Continuation provisions let qualified individuals keep group coverage for a limited period, usually by paying the full premium.

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Practice: Group Health Insurance

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.