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Free Pennsylvania Life Exam Practice Test

Series 16-01 — The Pennsylvania Life producer exam (series 16-01) covers life insurance basics, policy types, provisions and riders, annuities, federal tax treatment, and Pennsylvania insurance law and regulation.

100

Scored items (approx.)

120 min

Time limit

70%

Passing score

404

Practice questions

Topics covered on the Life exam

Insurance Regulation

56 practice questions · Continuing education, License duration, Temporary license, Reporting actions, …

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General Insurance Concepts

40 practice questions · Definition of risk, Hazard, Peril, Handling risk, …

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Life Insurance Basics

81 practice questions · Viatical settlements, Viatical disclosure, Illustrations, Delivery receipt, …

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Types of Life Insurance Policies

68 practice questions · Group conversion plan, Credit life insurance, Term basics, Level term, …

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Life Policy Provisions Options and Riders

90 practice questions · Free look, Grace period, Incontestability, Divorce effect, …

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Annuities

49 practice questions · Right to examine, Suitability, Annuity disclosure, Annuity nonforfeiture, …

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Federal Tax Considerations

20 practice questions · Death benefit taxation, Cash value growth, Premium deductibility, Dividends taxation, …

Study guide Practice questions

Practice Test: Life

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.