1. The Pennsylvania State Workers Insurance Fund (SWIF) functions as:

A state-operated insurer offering workers compensation coverage to Pennsylvania employers

SWIF is a state-operated competitive fund that provides workers compensation insurance to Pennsylvania employers.

2. In Pennsylvania, employers with covered employees are generally required to:

Provide workers compensation coverage through insurance or approved self-insurance

Pennsylvania law generally requires employers to secure workers compensation for their employees through insurance or self-insurance.

3. Pennsylvania workers compensation covers occupational diseases that are:

Diseases arising from and related to the employment, as defined by the Act

The PA Act covers occupational diseases that arise out of and in the course of employment, as listed and defined.

4. In Pennsylvania, a sole proprietor or partner is generally:

Not automatically covered but may elect to be included for workers compensation

Sole proprietors and partners are not automatically covered but may elect coverage for themselves under the Act.