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  2. Pennsylvania
  3. Accident & Health
  4. Senior and Special Needs

Free Senior and Special Needs Practice Questions

Pennsylvania Accident & Health exam (series 16-02) — 56 practice questions.

Subtopics: Medigap free look, LTC free look, LTC outline of coverage, Medigap open enrollment, Medigap standardization, LTC inflation protection, Medicare eligibility, Medicare Part A, Part A premium, Medicare Part B, Medicare Part C, Medicare Part D, Medicare gaps, Medicare Supplement purpose, Standardized Medigap, Medicare Select, Medicaid, Excessive coverage, LTC purpose, Skilled care, Custodial care, Benefit triggers, Home health care, Respite care, Adult day care, Inflation protection, Nonforfeiture LTC, LTC renewability, Partnership LTC, Tax-qualified LTC, Medicare initial enrollment period, Medicare general enrollment period, Part B late enrollment penalty, Part D late enrollment penalty, Part D coverage gap, Part A benefit period, Lifetime reserve days, Medicare Advantage plan types, Medigap core benefits, High-deductible Medigap, Medigap guaranteed issue rights, Medicaid spend-down, Dual eligible beneficiaries, Medicare Savings Programs, Intermediate care, Activities of daily living, LTC elimination period, LTC pool of money, Indemnity vs reimbursement LTC, LTC pre-existing condition limitation, LTC replacement and suitability, Hospice care, Assisted living facility benefit, Hybrid life and LTC policy

Read the Senior and Special Needs study guide

Sample questions & answers

1. A Medicare Supplement policy must provide a free-look (right to return) period of at least:

30 days

Medicare Supplement policies carry a 30-day free-look period for a full refund.

2. A long-term care policy in Pennsylvania must provide a free-look (right to return) period of at least:

30 days

PA requires a 30-day free-look period for long-term care policies for a full refund.

3. At the time of solicitation, a Pennsylvania LTC applicant must receive a:

Shopper's guide and outline of coverage

PA requires that LTC applicants receive an outline of coverage and the long-term care shopper's guide.

4. A six-month Medicare Supplement open enrollment period begins when the applicant is:

Age 65 or older and enrolled in Medicare Part B

The guaranteed-issue Medigap open enrollment period runs six months from when the person is 65 or older and enrolled in Part B.

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Practice: Senior and Special Needs

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.