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Free Group Health Insurance Practice Questions

Pennsylvania Accident & Health exam (series 16-02) — 37 practice questions.

Subtopics: Conversion, Pennsylvania mini-COBRA, Coordination of benefits, Eligibility, Master contract, Certificate of coverage, Noncontributory plan, Contributory plan, Eligible groups, Group underwriting, Probationary period, Open enrollment, COBRA eligibility, COBRA duration termination, COBRA duration 36 months, COBRA premium, Pre-existing conditions group, Self-funded plan, Section 125 plan, Conversion privilege, Experience rating, Community rating, Minimum participation requirement, Actively-at-work provision, Late enrollee, COBRA qualifying events, COBRA election period, ERISA summary plan description, ERISA fiduciary standards, Multiple Employer Welfare Arrangement, Multiple Employer Trust, Dependent eligibility, Specific stop-loss insurance, Family and Medical Leave Act coverage, Small group guaranteed renewability

Read the Group Health Insurance study guide

Sample questions & answers

1. When group health coverage ends, a covered employee may have the right to:

Convert to an individual policy without evidence of insurability within a set time

Conversion rights let a departing employee obtain individual coverage without proving insurability within the allowed period.

2. Pennsylvania mini-COBRA extends continuation rights to employees of small employers with:

Fewer than 20 employees, for up to 9 months

PA mini-COBRA covers groups with 2 to 19 employees (not subject to federal COBRA), allowing up to 9 months of continuation.

3. When a person is covered by two group health plans, coordination of benefits rules:

Prevent collecting more than 100 percent of expenses by setting primary and secondary payers

Coordination of benefits designates a primary and secondary payer so total payment does not exceed the actual expenses.

4. A common group health eligibility condition requiring an employee to be on the job to enroll is the:

Actively-at-work requirement

The actively-at-work provision conditions an employee's eligibility on being actively performing job duties.

All Accident & Health topics

Practice: Group Health Insurance

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.