1. An Oregon employer that needs workers' compensation coverage may generally obtain it from:

Private insurers competing in the market or from SAIF Corporation

Oregon has a competitive market, so an employer may buy workers' compensation from private insurers or from SAIF Corporation.

2. A primary purpose of workers' compensation is to provide injured workers benefits while generally making the system the:

Exclusive remedy, limiting most lawsuits against the employer

Workers' compensation is generally the exclusive remedy, providing statutory benefits in exchange for limiting most employee lawsuits against the employer.

3. Workers' compensation death benefits are generally paid to:

The deceased worker's eligible dependents

Workers' compensation death benefits are paid to the eligible surviving dependents of a worker who dies from a work-related injury.

4. Workers' compensation disability benefits are commonly classified as temporary total, temporary partial, permanent partial, and:

Permanent total disability

Workers' compensation disability benefits are typically categorized as temporary total, temporary partial, permanent partial, and permanent total.