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  2. Oregon
  3. Accident & Health
  4. Insurance Regulation

Free Insurance Regulation Practice Questions

Oregon Accident & Health exam — 26 practice questions.

Subtopics: Regulatory body, Line of authority, Insurance code, Unfair trade practices, Guaranty association, Policy replacement, Fiduciary duty, License discipline, Rebating, Nonresident licensing, Continuing education, Advertising, Nonrenewal notice, Fraud, Examinations, Policy delivery, Fair Credit Reporting Act, Fraud and false statements, Privacy GLBA, Affordable Care Act, Do Not Call, McCarran-Ferguson Act, HIPAA administrative simplification, Mental Health Parity, Newborns and Mothers Health Protection, Women's Health and Cancer Rights Act

Read the Insurance Regulation study guide

Sample questions & answers

1. Which state entity regulates health insurers and licenses health producers in Oregon?

The Division of Financial Regulation within the Department of Consumer and Business Services

Health insurers and producers in Oregon are regulated by the Division of Financial Regulation within DCBS.

2. An Oregon resident who wants to sell health insurance must hold a producer license in which line of authority?

Accident and health (or sickness) line

Selling health coverage requires the accident and health line of authority on the producer license.

3. Oregon's insurance laws governing health coverage are codified primarily in:

Oregon Revised Statutes Title 56

Oregon's insurance statutes, including health insurance, are found primarily in Title 56 of the Oregon Revised Statutes.

4. Which act by an Oregon health producer would the Commissioner most likely treat as an unfair trade practice?

Knowingly misrepresenting the benefits of a health policy

Knowingly misrepresenting policy benefits is an unfair or deceptive trade practice prohibited by Oregon law.

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Practice: Insurance Regulation

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.