1. The state official who heads the Oklahoma Insurance Department and is chosen by voters is the:

Commissioner of Insurance

Oklahoma's Insurance Department is led by an elected Commissioner of Insurance.

2. An Oklahoma resident who wants to sell health insurance must hold a producer license in which line of authority?

Accident and health (or sickness) line

Selling health coverage requires the accident and health line of authority on the producer license.

3. Which of the following acts by an Oklahoma health producer would the Commissioner most likely treat as an unfair trade practice?

Knowingly misrepresenting the benefits of a health policy

Knowingly misrepresenting policy benefits is an unfair or deceptive trade practice prohibited by Oklahoma law.

4. Under Oklahoma rules, when must a producer generally deliver the policy and any required outline of coverage to a health insurance applicant?

At or before policy delivery as required by the Department's rules

Producers must provide the policy and any required outline of coverage at or before delivery so the consumer understands the coverage.