1. In a Workers Compensation and Employers Liability policy, statutory workers compensation benefits are provided under:

Part One - Workers Compensation

Part One pays the benefits required by the state workers compensation statute; Part Two covers employer liability suits outside the statute.

2. Part Two (Employers Liability) of the workers compensation policy primarily responds to:

Lawsuits against the employer for work-related injuries not covered by the comp statute, such as third-party-over actions

Employers Liability covers the employer's legal liability for work injuries falling outside the exclusive-remedy comp benefits (e.g., third-party-over and consequential bodily injury claims).

3. Injuries to a seaman occurring in the course of employment aboard a vessel are handled under which federal law rather than state workers compensation?

The Jones Act

The Jones Act provides remedies for injured seamen; FELA covers railroad workers, and the Longshore Act covers maritime workers on shore.

4. Part Three (Other States Insurance) of the workers compensation policy is used to:

Cover operations in states listed in the policy other than the home state

Other States Insurance extends coverage to incidental operations in states listed in Item 3.C of the policy.