Free Workers Compensation Insurance Practice Questions
Ohio Property & Casualty exam (series 11-36) — 54 practice questions.
Subtopics: Monopolistic state fund, Monopolistic WC, WC disputes, WC self-insurance, WC rates, Sources of benefits, Benefits, Exclusive remedy, Who pays, Coverage requirement, Other-states coverage, Claim filing deadline, Claim disputes, Self-insurer excess, Excluded injuries, Noncomplying employers, Occupational disease, Covered injuries, Premium payment, Exemptions, Self-insuring employers, Subcontractor premium, Regulation of WC-related products, Temporary total disability, Waiting period, Policy structure, Employers liability, Federal laws, Other states insurance, Rating, Part one coverage, Statutory benefits, Premium audit, Experience modification, Premium, Other states, Selected endorsements, Experience period, Frequency vs severity, Unity mod, Medical-only claims, Debit mod
Read the Workers Compensation Insurance study guide
Sample questions & answers
1. A private Ohio employer that is not self-insured obtains workers' compensation coverage by:
Paying premium into the state insurance fund
Private employers pay the premium fixed by the Administrator into the state insurance fund; Ohio is a monopolistic state.
2. An Ohio P&C agent is asked to place a client's statutory workers' compensation with a private insurer. Under Ohio law, such a contract insuring the employer's compensation obligation would be:
Void
Contracts that insure an employer against liability for paying workers' compensation are void in Ohio (with narrow self-insurer excess exceptions).
3. A contested Ohio workers' compensation claim is appealed from the BWC. Hearings on the appeal are conducted through:
The Industrial Commission's hearing officers
Appeals of Administrator orders go to Industrial Commission district hearing officers, then staff hearing officers.
4. A large, financially strong Ohio employer may meet its workers' compensation obligations by:
Being granted self-insuring status by the BWC
Employers of sufficient financial ability may be granted the privilege of paying compensation directly as self-insuring employers.
All Property & Casualty topics
Practice: Workers Compensation Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
