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Free Group Health Insurance Practice Questions

Ohio Accident & Health exam — 38 practice questions.

Subtopics: Master contract, Underwriting, Conversion, State continuation, Coordination of benefits, Certificate of coverage, Noncontributory plan, Contributory plan, Eligible groups, Group underwriting, Probationary period, Open enrollment, COBRA eligibility, COBRA duration termination, COBRA duration 36 months, COBRA premium, Pre-existing conditions group, Self-funded plan, Section 125 plan, Conversion privilege, Experience rating, Community rating, Minimum participation requirement, Actively-at-work provision, Late enrollee, COBRA qualifying events, COBRA election period, ERISA summary plan description, ERISA fiduciary standards, Multiple Employer Welfare Arrangement, Multiple Employer Trust, Dependent eligibility, Specific stop-loss insurance, Family and Medical Leave Act coverage, Small group guaranteed renewability

Read the Group Health Insurance study guide

Sample questions & answers

1. In group health insurance, the contract is issued to the employer as the:

Master policyholder, with certificates to employees

The group sponsor holds the master policy; members get certificates.

2. Compared with individual health insurance group health typically features:

Little or no individual underwriting for eligible members

Group coverage usually requires minimal individual underwriting.

3. An Ohio employee leaving a group health plan may have the right to:

Convert to an individual policy or continue coverage as allowed

Conversion and continuation rights allow leaving members to maintain coverage.

4. Ohio's continuation provisions for small-group employees not covered by federal COBRA allow:

A limited period of continued group coverage at the member's expense

Ohio continuation provides temporary coverage for those not under federal COBRA.

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Practice: Group Health Insurance

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.