Free Group Health Insurance Practice Questions
Ohio Accident & Health exam (series 11-45) — 79 practice questions.
Subtopics: Master contract, Underwriting, Conversion, State continuation, Coordination of benefits, Blanket insurance, Small employer, Small employer renewability, MEWA stop-loss, Certificate of coverage, Noncontributory plan, Contributory plan, Eligible groups, Group underwriting, Probationary period, Open enrollment, COBRA eligibility, COBRA duration termination, COBRA duration 36 months, COBRA premium, Pre-existing conditions group, Self-funded plan, Section 125 plan, Conversion privilege, Experience rating, Community rating, Minimum participation requirement, Actively-at-work provision, Late enrollee, COBRA qualifying events, COBRA election period, ERISA summary plan description, ERISA fiduciary standards, Multiple Employer Welfare Arrangement, Multiple Employer Trust, Dependent eligibility, Specific stop-loss insurance, Family and Medical Leave Act coverage, Small group guaranteed renewability, Characteristics, Eligibility, Employer mandate, Small group, COBRA, Termination of coverage, Replacement of carrier, Self-funded plans, Group vs. individual, Military reinstatement, Employer-provided options
Read the Group Health Insurance study guide
Sample questions & answers
1. In group health insurance, the contract is issued to the employer as the:
Master policyholder; employees get certificates
The group sponsor holds the master policy; members get certificates.
2. Compared with individual health insurance group health typically features:
Little or no individual underwriting for eligible members
Group coverage usually requires minimal individual underwriting.
3. An Ohio employee leaving a group health plan may have the right to:
Convert to an individual policy or continue coverage as allowed
Conversion and continuation rights allow leaving members to maintain coverage.
4. Ohio's state continuation law (3923.38) lets an eligible terminated employee continue group hospital, surgical, and medical coverage for:
Up to 12 months at the employee's expense
Ohio Rev. Code 3923.38 requires group policies to let eligible employees continue coverage for twelve months, paying up to the group rate.
Practice: Group Health Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
