1. The statutory form that establishes the baseline fire insurance provisions required in New York property policies is the:

New York Standard Fire Policy

New York Insurance Law sets out the Standard Fire Policy as the minimum statutory provisions for fire coverage in the state.

2. If an admitted New York property/casualty insurer becomes insolvent, covered unpaid claims are paid from the:

New York Property/Casualty Insurance Security Fund

New York's Property/Casualty Insurance Security Fund pays covered claims of insolvent admitted property and casualty insurers, subject to statutory limits.

3. New York generally limits midterm cancellation of a fire or homeowners policy in force more than 60 days to specified reasons with advance written notice of at least:

30 days

After 60 days, cancellation of a fire or homeowners policy is limited to stated grounds and requires advance written notice (at least 15 days for the reasons stated, with longer notice rules for nonrenewal).

4. New York property and casualty insurers must generally file their rates and rating rules with the:

Superintendent of Financial Services

Property and casualty rates and rating systems must generally be filed with the Superintendent of Financial Services.