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  4. Personal Automobile Policy

Free Personal Automobile Policy Practice Questions

New York Property & Casualty exam (series 17-56) — 20 practice questions.

Subtopics: Minimum BI limits, Minimum PD limit, Death liability limit, No-Fault benefits, No-Fault coverage, Serious injury threshold, Uninsured motorists, SUM coverage, MVAIC, Assigned risk, Auto cancellation, No-Fault death benefit, Policy structure, Physical damage, Definition of insured, Optional coverages, Exclusions

Sample questions & answers

1. New York's minimum bodily injury liability limits for a private passenger auto policy are:

25/50

New York requires minimum bodily injury liability limits of $25,000 per person and $50,000 per accident (with $50,000/$100,000 for accidents causing death).

2. The minimum property damage liability limit required for a New York auto policy is:

10000 dollars

New York requires at least $10,000 of property damage liability (the 10 in 25/50/10).

3. New York's minimum auto liability limits increase for accidents resulting in death to:

50/100

For accidents causing death, New York minimum bodily injury liability increases to $50,000 per person and $100,000 per accident.

4. New York's No-Fault law requires basic economic loss (PIP) coverage of at least:

50000 dollars

New York No-Fault requires $50,000 of basic economic loss (PIP) per person for medical, lost earnings, and other expenses, regardless of fault.

All Property & Casualty topics

Practice: Personal Automobile Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Pennsylvania Insurance Department and the exam administrator before relying on it.