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  4. Personal Auto Policy

Free Personal Auto Policy Practice Questions

New York Personal Lines exam (series 17-54) — 31 practice questions.

Subtopics: Minimum BI limits, Minimum PD limit, Death liability limits, No-Fault benefits, No-Fault paid regardless of fault, Lost earnings benefit, Serious injury threshold, Uninsured motorists, SUM coverage, MVAIC, Assigned risk plan, Proof of financial responsibility, Penalty for lapse, Auto cancellation, Part A liability, Part B medical payments, Part C UM, Part D collision, Other than collision, Covered persons liability, Newly acquired auto, Temporary substitute, Supplementary payments, Liability exclusion intentional, Liability exclusion livery, Split limits, Transportation expenses, Towing and labor, Loss settlement physical damage, Duties after accident, Territory

Sample questions & answers

1. New York's minimum bodily injury liability limits for a private passenger auto are:

25/50

New York requires minimum bodily injury liability limits of $25,000 per person and $50,000 per accident.

2. The minimum property damage liability limit required for a New York auto policy is:

10000 dollars

New York requires a minimum property damage liability limit of $10,000 (the 10 in 25/50/10).

3. New York's minimum auto bodily injury limits increase for accidents resulting in death to:

50/100

For accidents causing death, New York minimum bodily injury liability increases to $50,000 per person and $100,000 per accident.

4. The minimum No-Fault (Personal Injury Protection) basic economic loss a New York auto policy must include is:

50000 dollars

New York requires at least $50,000 of basic economic loss (No-Fault/PIP) per person for medical, lost earnings, and other expenses.

All Personal Lines topics

Practice: Personal Auto Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Pennsylvania Insurance Department and the exam administrator before relying on it.