1. Exam Prep
  2. New York
  3. Life, Accident & Health
  4. Senior and Special Needs

Free Senior and Special Needs Practice Questions

New York Life, Accident & Health exam (series 17-55) — 38 practice questions.

Subtopics: Medicare supplement, Long-term care partnership, Medicare supplement free look, Long-term care inflation protection, Medicare Part A, Medicare Part B, Medicare Part C, Medicare Part D, Medicaid, Long-term care, Medicare eligibility, Part A financing, Part A benefit period, Part B enrollment, Initial enrollment period, Part D late penalty, Medicare exclusions, Medigap core benefits, Medigap duplication, LTC elimination period, LTC benefit pool, LTC inflation protection, LTC cognitive trigger, Tax-qualified LTC, LTC renewability, Intermediate care, Assisted living

Read the Senior and Special Needs study guide

Sample questions & answers

1. New York Medicare supplement (Medigap) coverage generally must be offered on what basis?

Community rated with continuous open enrollment and guaranteed issue

New York requires Medicare supplement policies to be community rated and sold on a continuous open-enrollment, guaranteed-issue basis.

2. The New York State Partnership for Long-Term Care allows a buyer of a qualified policy to:

Protect assets from Medicaid spend-down for benefits the policy pays

The New York State Partnership for Long-Term Care lets qualified policyholders protect assets from Medicaid spend-down equal to benefits paid.

3. A New York Medicare supplement policy must give the policyholder a free-look right to return it for a refund of at least:

30 days

New York requires a 30-day free-look period for Medicare supplement policies.

4. New York long-term care insurance minimum standards require insurers to offer:

An inflation protection option

New York LTC standards require that an inflation protection option be offered so benefits keep pace with rising costs.

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Practice: Senior and Special Needs

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.