1. New York Medicare supplement (Medigap) coverage generally must be offered on what basis?

Community rated with continuous open enrollment and guaranteed issue

New York requires Medicare supplement policies to be community rated and sold on a continuous open-enrollment, guaranteed-issue basis.

2. The New York State Partnership for Long-Term Care allows a buyer of a qualified policy to:

Protect assets from Medicaid spend-down for benefits the policy pays

The New York State Partnership for Long-Term Care lets qualified policyholders protect assets from Medicaid spend-down equal to benefits paid.

3. Medicare Part A primarily covers:

Inpatient hospital care

Part A is hospital insurance covering inpatient hospital, skilled nursing, hospice, and some home health care.

4. Medicare Part B primarily covers:

Physician services and outpatient care

Part B is medical insurance covering physician services, outpatient care, and durable medical equipment.