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  3. Life, Accident & Health
  4. Individual Accident and Health Provisions

Free Individual Accident and Health Provisions Practice Questions

New York Life, Accident & Health exam (series 17-55) — 30 practice questions.

Subtopics: Required provisions, Free look, Grace period, Proof of loss, Reinstatement, Notice of claim, Claim forms, Time of payment of claims, Payment of claims, Physical exam and autopsy, Legal actions, Change of beneficiary, Entire contract, Time limit on certain defenses, Optional provisions, Guaranteed renewable, Noncancelable, Optionally renewable, Conditionally renewable, Pre-existing condition, Free-look provision, Insuring clause, Change of occupation, Misstatement of age, Relation of earnings to insurance, Intoxicants and narcotics, Coordination of benefits

Read the Individual Accident and Health Provisions study guide

Sample questions & answers

1. The required and optional provisions for an individual New York accident and health policy are set out in:

Section 3216

Section 3216 specifies the required and optional uniform provisions for individual accident and health policies.

2. An individual New York accident and health policy must give the insured a right to return (free look) of at least:

10 days

New York requires that an individual accident and health policy be returnable for a refund during a free-look period of at least 10 days.

3. A New York individual accident and health policy paid on a monthly basis must provide a grace period of at least:

10 days

New York requires grace periods that vary by mode; for monthly premium policies the grace period is at least 10 days.

4. Under the New York individual accident and health uniform provisions, written proof of loss must generally be furnished within:

90 days after the loss or as soon as reasonably possible

The uniform provisions require written proof of loss within 90 days after the loss, or as soon as reasonably possible.

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Practice: Individual Accident and Health Provisions

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.