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  2. New York
  3. Accident & Health
  4. Senior and Special Needs

Free Senior and Special Needs Practice Questions

New York Accident & Health exam (series 17-52) — 54 practice questions.

Subtopics: Medicare supplement, Long-term care partnership, Medicare supplement free look, Long-term care inflation protection, Medicare eligibility, Medicare Part A, Part A premium, Medicare Part B, Medicare Part C, Medicare Part D, Medicare gaps, Medicare Supplement purpose, Standardized Medigap, Medigap open enrollment, Medicare Select, Medicaid, Excessive coverage, LTC purpose, Skilled care, Custodial care, Benefit triggers, Home health care, Respite care, Adult day care, Inflation protection, Nonforfeiture LTC, LTC renewability, Partnership LTC, Tax-qualified LTC, Medicare initial enrollment period, Medicare general enrollment period, Part B late enrollment penalty, Part D late enrollment penalty, Part D coverage gap, Part A benefit period, Lifetime reserve days, Medicare Advantage plan types, Medigap core benefits, High-deductible Medigap, Medigap guaranteed issue rights, Medigap free look, Medicaid spend-down, Dual eligible beneficiaries, Medicare Savings Programs, Intermediate care, Activities of daily living, LTC elimination period, LTC pool of money, Indemnity vs reimbursement LTC, LTC pre-existing condition limitation, LTC replacement and suitability, Hospice care, Assisted living facility benefit, Hybrid life and LTC policy

Read the Senior and Special Needs study guide

Sample questions & answers

1. New York Medicare supplement (Medigap) insurance is distinctive in that it generally must be:

Community rated with continuous open enrollment and guaranteed issue

New York requires Medicare supplement policies to be community rated and offered on a continuous open-enrollment, guaranteed-issue basis.

2. The New York State Partnership for Long-Term Care allows a buyer of a qualified LTC policy to:

Protect assets from Medicaid spend-down for benefits paid by the policy

The New York State Partnership for Long-Term Care lets qualified policyholders protect assets from Medicaid spend-down equal to benefits paid.

3. A New York Medicare supplement policyholder must be given a right to return the policy for a full refund (free look) of at least:

30 days

New York requires a 30-day free-look period for Medicare supplement policies.

4. New York minimum standards for long-term care insurance generally require insurers to offer applicants:

An inflation protection option to help benefits keep pace with rising care costs

New York LTC standards require that an inflation protection option be offered so benefits keep pace with rising long-term care costs.

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Practice: Senior and Special Needs

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.