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Free Group Health Insurance Practice Questions

New York Accident & Health exam (series 17-52) — 39 practice questions.

Subtopics: Continuation, Conversion, Small group definition, Certificate of coverage, Coordination of benefits, Eligible group, Master contract, Noncontributory plan, Contributory plan, Eligible groups, Group underwriting, Probationary period, Open enrollment, COBRA eligibility, COBRA duration termination, COBRA duration 36 months, COBRA premium, Pre-existing conditions group, Self-funded plan, Section 125 plan, Conversion privilege, Experience rating, Community rating, Minimum participation requirement, Actively-at-work provision, Late enrollee, COBRA qualifying events, COBRA election period, ERISA summary plan description, ERISA fiduciary standards, Multiple Employer Welfare Arrangement, Multiple Employer Trust, Dependent eligibility, Specific stop-loss insurance, Family and Medical Leave Act coverage, Small group guaranteed renewability

Read the Group Health Insurance study guide

Sample questions & answers

1. When New York group health coverage ends, an eligible employee may continue coverage (NY continuation) for up to:

36 months

New York continuation coverage allows eligible individuals to continue group coverage for up to 36 months.

2. When New York group health coverage terminates, a covered employee may have the right to:

Convert to an individual or direct-payment contract without evidence of insurability

New York group health insureds generally have a conversion right to an individual or direct-payment contract without proving insurability.

3. For New York community-rated small-group coverage, a small group generally means an employer with:

100 or fewer eligible employees

New York defines a small group as an employer with 100 or fewer eligible employees for community-rated coverage.

4. When a New York employer's group health policy is issued to the employer, each covered employee receives:

A certificate of coverage describing the benefits

Group members receive a certificate of coverage summarizing their benefits, while the employer holds the master policy.

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Practice: Group Health Insurance

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.