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Free Individual Accident and Health Provisions Practice Questions

Nevada Accident & Health exam — 60 practice questions.

Subtopics: Grace period, Reinstatement, Notice of claim, Proof of loss, Time limit on defenses, Physical exam and autopsy, Legal actions, Time of payment of claims, Change of beneficiary, Claim forms, Insuring clause, Guaranteed renewable, Entire contract, Time limit on certain defenses, Payment of claims, Change of occupation, Misstatement of age, Illegal occupation, Intoxicants and narcotics, Conformity with statutes, Noncancelable, Conditionally renewable, Cancelable, Probationary period, Elimination period, Coinsurance, Free look provision, Consideration clause, Pre-existing condition provision, Sickness waiting period, Other insurance in this insurer, Insurance with other insurers, Other insurers per diem, Unpaid premium, Cancellation provision, Flat deductible, Per-cause deductible, All-cause deductible, Corridor deductible, Integrated deductible, Carryover provision, Common accident provision, Restoration of benefits, Benefit period medical, Lifetime maximum benefit, Assignment of benefits, Facility of payment, Period of coverage, Standard and optional provisions

Read the Individual Accident and Health Provisions study guide

Sample questions & answers

1. The provision in an individual health policy that gives the insured extra time to pay an overdue premium before coverage lapses is the:

Grace period

The grace period gives the insured additional time after the due date to pay a premium before the policy lapses.

2. After a health policy has lapsed for nonpayment, the provision that allows the insured to restore coverage, often with evidence of insurability, is:

Reinstatement

The reinstatement provision allows a lapsed policy to be restored, generally upon payment of overdue premium and proof of insurability.

3. The mandatory health policy provision requiring the insured to inform the insurer of a loss within a set time is the:

Notice of claim provision

The notice of claim provision requires the insured to notify the insurer of a loss within the time stated in the policy.

4. After receiving claim forms, the insured must submit written documentation of the loss within the time specified by the:

Proof of loss provision

The proof of loss provision sets the time within which the insured must furnish written proof of the loss.

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Practice: Individual Accident and Health Provisions

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.