1. Exam Prep
  2. New Mexico
  3. Property & Casualty
  4. General Liability

Free General Liability Practice Questions

New Mexico Property & Casualty exam — 67 practice questions.

Subtopics: CGL coverage A, Coverage B, Coverage C, Occurrence, Claims made, Aggregate limit, Products completed operations, Additional insured, Pollution exclusion, Liquor liability, Umbrella, Supplementary payments, Insurable interest, Loss valuation, Coinsurance, Negligence, Damages, Types of loss, Insurer provisions, Other insurance, Liability, Limits of liability, Deductibles, Policy structure, Policy conditions, Actual cash value, Replacement cost, Pair and set clause, Vacancy provision, Mortgagee rights, Appraisal condition, Proof of loss, Salvage and abandonment, Liberalization clause, Assignment condition, Binder, Sublimit, Named perils vs open perils, Burden of proof, Direct vs indirect loss, Comparative negligence, Strict liability, Vicarious liability, Punitive damages, Special vs general damages, Proximate cause, Absolute liability, Hold harmless, Bailee liability, Attractive nuisance, Res ipsa loquitur, Coinsurance calculation, Actual cash value calculation, Split limits application

Sample questions & answers

1. Coverage A of a New Mexico commercial general liability policy applies to the insured's liability for:

Bodily injury and property damage to third parties

Coverage A responds to sums the insured becomes legally obligated to pay for third-party bodily injury and property damage.

2. Coverage B of a New Mexico CGL policy provides coverage for:

Personal and advertising injury

Coverage B responds to personal and advertising injury offenses such as libel, slander, and certain advertising torts.

3. Coverage C (medical payments) of a New Mexico CGL policy pays:

Reasonable medical expenses for a third party regardless of fault

Coverage C pays reasonable medical expenses for injuries to third parties on a no-fault basis within the policy limit.

4. A New Mexico CGL occurrence form generally covers claims arising from an occurrence that:

Takes place during the policy period regardless of when the claim is made

An occurrence policy covers injury or damage that occurs during the policy period regardless of when the claim is filed.

All Property & Casualty topics

Practice: General Liability

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.