1. New Mexico's Mandatory Financial Responsibility Act requires owners of registered motor vehicles to maintain at least:

Liability insurance meeting the state minimum limits

The Mandatory Financial Responsibility Act requires owners to maintain at least liability coverage meeting state minimum limits.

2. New Mexico's minimum auto liability limits are commonly expressed as 25/50/10, where the 10 represents (verify current limits):

Property damage liability per accident

In a 25/50/10 split the 10 (in thousands) is the property damage liability limit per accident; verify current limits with the OSI.

3. Under New Mexico minimum limits of 25/50/10, the most the policy would pay for bodily injury to one person in an accident is generally:

$25,000

The first number, 25 (in thousands), is the bodily injury liability limit per person, so up to $25,000 for one person.

4. A New Mexico driver is generally required to show evidence of financial responsibility:

When requested by law enforcement or when registering a vehicle

Drivers must provide proof of financial responsibility when registering a vehicle and on request by law enforcement.