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  4. Commercial General Liability

Free Commercial General Liability Practice Questions

New Jersey Property & Casualty exam — 34 practice questions.

Subtopics: Occurrence, Claims-made, Coverage A, Personal injury, Products-completed operations, Aggregate limit, Occurrence vs claims-made, Coverage B, Limits of liability, Claims-made features, Coverage C, Premises and operations, Damage to premises rented, Supplementary payments, Additional insured, Personal and advertising injury, Insured contract, Occurrence definition, Each occurrence limit, General aggregate limit, Retroactive date, Extended reporting period, Pollution exclusion, Employers liability exclusion, Your product exclusion, Medical payments Coverage C, Named insured status, Defense costs, Property damage definition

Read the Commercial General Liability study guide

Sample questions & answers

1. A CGL occurrence form generally covers claims for injury or damage that:

Occur during the policy period

An occurrence policy covers losses that take place during the policy period regardless of when reported.

2. A claims-made CGL policy responds based on:

When the claim is first made during the policy (subject to retro date)

A claims-made policy covers claims first made during the policy period, subject to a retroactive date.

3. Coverage A of the CGL insures the insured's liability for:

Bodily injury and property damage to third parties

CGL Coverage A pays sums the insured is legally liable to pay for third-party bodily injury or property damage.

4. CGL Coverage B (personal and advertising injury) responds to offenses such as:

Libel, slander, or false arrest

Coverage B addresses personal and advertising injury offenses like libel, slander, and false arrest.

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Practice: Commercial General Liability

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.