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  2. New Jersey
  3. Personal Lines
  4. Insurance Regulation

Free Insurance Regulation Practice Questions

New Jersey Personal Lines exam — 38 practice questions.

Subtopics: Licensing authority, Personal lines scope, CE requirement, Ethics credits, Renewal cycle, PLIGA, Auto cancellation, Nonrenewal, FAIR plan, PAIP, Rate standards, Binder, Insurer authorization, Surplus lines, Acting as producer, Appointment, Termination, Temporary license, Rebating, Unfair claims, Fraud, Penalties, Fiduciary funds, Prelicensing, Reciprocity, Flood training, Privacy, Claims timeframe, Cancellation notice, Mandatory auto coverage, Fair Credit Reporting Act, Gramm-Leach-Bliley, Fraud and false statements, Do Not Call, Terrorism Risk Insurance Act, McCarran-Ferguson Act, Anti-money laundering, CAN-SPAM Act

Read the Insurance Regulation study guide

Sample questions & answers

1. Personal lines producer licenses in New Jersey are issued by the:

Department of Banking and Insurance

DOBI issues and regulates personal lines producer licenses in New Jersey.

2. A New Jersey personal lines license generally authorizes a producer to write:

Property and casualty coverage for individuals and families

The personal lines authority covers property and casualty products sold to individuals and families.

3. To renew, a resident New Jersey personal lines producer must complete:

24 CE credits every two years

Resident producers complete 24 CE credits, including ethics, each biennial term to renew.

4. Part of the New Jersey CE requirement must consist of at least:

Three ethics credits

At least three of the required CE credits each term must address professional ethics.

All Personal Lines topics

Practice: Insurance Regulation

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Pennsylvania Insurance Department and the exam administrator before relying on it.