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  2. New Hampshire
  3. Personal Lines
  4. Personal Auto Policy

Free Personal Auto Policy Practice Questions

New Hampshire Personal Lines exam — 50 practice questions.

Subtopics: Liability coverage, Medical payments, Uninsured motorist, Collision, Comprehensive, Split limits, Permissive use, Exclusions, Towing and labor, Rental reimbursement, Newly acquired auto, Non-owned auto, Physical damage deductible, Total loss settlement, Part A liability, Part B medical payments, Part C UM, Part D collision, Other than collision, Covered persons liability, Temporary substitute, Supplementary payments, Liability exclusion intentional, Liability exclusion livery, Transportation expenses, Loss settlement physical damage, Duties after accident, Territory, Covered auto definition, Trailers coverage, Rented auto coverage, Glass breakage, Exclusion racing, Exclusion few wheels, Exclusion auto business, Exclusion owned property, Exclusion no reasonable belief, Out of state coverage, Other insurance non-owned, UM dispute resolution, Custom equipment limit, Appraisal physical damage, No-fault PIP, Right to recover, Collision settlement

Read the Personal Auto Policy study guide

Sample questions & answers

1. Part A liability coverage of a personal auto policy pays for:

Bodily injury and property damage the insured causes to others

Part A liability pays for bodily injury and property damage the insured becomes legally responsible for to others.

2. Medical payments coverage under a personal auto policy generally pays:

Reasonable medical expenses for the insured and passengers regardless of fault

Medical payments coverage pays reasonable medical expenses for the insured and passengers without regard to fault.

3. Uninsured motorist coverage under a personal auto policy protects the insured when:

An at-fault driver has no liability insurance

Uninsured motorist coverage pays for the insured's injuries caused by an at-fault driver who has no liability insurance.

4. Collision coverage under a personal auto policy pays for damage to the insured's vehicle caused by:

Impact with another vehicle or object

Collision coverage pays for damage to the insured's auto resulting from impact with another vehicle or object.

All Personal Lines topics

Practice: Personal Auto Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.