1. Exam Prep
  2. New Hampshire
  3. Personal Lines
  4. Homeowners Policy

Free Homeowners Policy Practice Questions

New Hampshire Personal Lines exam — 75 practice questions.

Subtopics: HO-3 special form, HO-2 broad form, HO-4 renters, HO-5 comprehensive, Coverage A, Coverage B, Coverage C, Coverage D loss of use, Coverage E liability, Coverage F medical payments, Replacement cost, Coinsurance requirement, Open perils, Scheduled personal property, HO purpose, HO-6 condo, HO-8 modified, Coverage D, Coverage E, Coverage F, Medical payments exclusion, Special limits jewelry, Coverage C off-premises, Replacement cost dwelling, Personal property loss settlement, Liability exclusion business, Liability exclusion intentional, Auto exclusion, Additional coverage debris removal, Loss assessment, Ordinance or law, Water backup endorsement, Earthquake exclusion, Flood exclusion, Section II exclusion own injury, Eligibility owner-occupied, Identity theft endorsement, Coverage B default, Coverage D default, Trees shrubs plants limit, Credit card forgery coverage, Fire department service charge, Collapse coverage, Reasonable repairs, Property removed, Special limit money, Special limit securities, Special limit silverware theft, Special limit firearms theft, Special limit business property, Off-premises property limit, Mold limitation, Section I deductible, Damage to property of others, First aid expenses, Claim expenses, Business pursuits endorsement, Permitted incidental occupancy, Watercraft liability, Personal injury endorsement, Insured location definition, Residence premises definition, Property of others under Coverage C, Severability of insurance, Refrigerated property endorsement, Building materials under Coverage A, Coinsurance calculation

Read the Homeowners Policy study guide

Sample questions & answers

1. The HO-3 homeowners form generally insures the dwelling on an open-perils basis and personal property on a:

Named-perils basis

The HO-3 covers the dwelling on an open-perils basis and personal property on a named-perils basis.

2. The HO-2 broad form homeowners policy covers the dwelling and personal property on a:

Named-perils basis

The HO-2 broad form insures both the dwelling and personal property against named perils.

3. The HO-4 homeowners form is designed for:

Tenants who rent their dwelling

The HO-4 form is a renters policy covering a tenant's personal property and liability, not the building.

4. Compared with the HO-3 the HO-5 comprehensive form generally provides:

Open-perils coverage on both the dwelling and personal property

The HO-5 comprehensive form insures both the dwelling and personal property on an open-perils basis.

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Practice: Homeowners Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.