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  4. Personal Auto Policy

Free Personal Auto Policy Practice Questions

Nebraska Personal Lines exam — 50 practice questions.

Subtopics: Declarations, Part A liability, Medical payments, Collision, Other than collision, Deductible, Racing exclusion, Livery exclusion, Rental reimbursement, Towing and labor, Duties after loss, Eligible vehicles, Insured defined, Split limits, Part B medical payments, Part C UM, Part D collision, Covered persons liability, Newly acquired auto, Temporary substitute, Supplementary payments, Liability exclusion intentional, Liability exclusion livery, Transportation expenses, Loss settlement physical damage, Duties after accident, Territory, Covered auto definition, Trailers coverage, Non-owned auto, Rented auto coverage, Glass breakage, Exclusion racing, Exclusion few wheels, Exclusion auto business, Exclusion owned property, Exclusion no reasonable belief, Out of state coverage, Other insurance non-owned, UM dispute resolution, Custom equipment limit, Appraisal physical damage, No-fault PIP, Right to recover, Collision settlement, Total loss settlement

Read the Personal Auto Policy study guide

Sample questions & answers

1. The part of a personal auto policy that lists the named insured, covered autos, and limits is the:

Declarations

The declarations page identifies the named insured, the covered autos, the coverages, and the limits.

2. Under the personal auto policy Part A provides:

Liability coverage

Part A of the PAP provides liability coverage for bodily injury and property damage the insured causes.

3. Part B (Medical Payments) of the PAP pays:

Reasonable medical expenses for the insured and passengers

Medical payments coverage pays reasonable medical expenses for the insured and passengers regardless of fault.

4. Collision coverage under the PAP pays for damage to the covered auto caused by:

Impact with another vehicle or object or by overturn

Collision coverage pays for damage from impact with another vehicle or object or from the auto overturning.

All Personal Lines topics

Practice: Personal Auto Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.