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  2. Nebraska
  3. Personal Lines
  4. Homeowners Policy

Free Homeowners Policy Practice Questions

Nebraska Personal Lines exam — 75 practice questions.

Subtopics: HO-3 form, HO-4 form, Coverage A, Coverage B, Coverage C, Coverage D, Coverage E, Coverage F, Replacement cost, Coinsurance penalty, Excluded perils, Scheduled property, Personal injury, Inflation guard, HO purpose, HO-3 special form, HO-5 comprehensive, HO-4 renters, HO-6 condo, HO-8 modified, Medical payments exclusion, Special limits jewelry, Scheduled personal property, Coverage C off-premises, Replacement cost dwelling, Personal property loss settlement, Liability exclusion business, Liability exclusion intentional, Auto exclusion, Additional coverage debris removal, Loss assessment, Ordinance or law, Water backup endorsement, Earthquake exclusion, Flood exclusion, Section II exclusion own injury, Eligibility owner-occupied, Identity theft endorsement, HO-2 broad form, Coverage B default, Coverage D default, Trees shrubs plants limit, Credit card forgery coverage, Fire department service charge, Collapse coverage, Reasonable repairs, Property removed, Special limit money, Special limit securities, Special limit silverware theft, Special limit firearms theft, Special limit business property, Off-premises property limit, Mold limitation, Section I deductible, Damage to property of others, First aid expenses, Claim expenses, Business pursuits endorsement, Permitted incidental occupancy, Watercraft liability, Personal injury endorsement, Insured location definition, Residence premises definition, Property of others under Coverage C, Severability of insurance, Refrigerated property endorsement, Building materials under Coverage A, Coinsurance calculation

Read the Homeowners Policy study guide

Sample questions & answers

1. The most common homeowners form, providing open-peril coverage on the dwelling and named-peril coverage on contents, is the:

HO-3

The HO-3 is the most common form, covering the dwelling on an open-peril basis and contents on a named-peril basis.

2. The homeowners form designed for tenants who do not own the dwelling is the:

HO-4

The HO-4 form covers a renter's personal property and liability without insuring the building itself.

3. Under a homeowners policy, Coverage A insures the:

Dwelling structure

Coverage A insures the dwelling structure itself under a homeowners policy.

4. Detached structures such as a garage or storage shed are insured under homeowners:

Coverage B other structures

Coverage B insures other structures on the premises that are detached from the dwelling.

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Practice: Homeowners Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.