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  4. Dwelling Policy

Free Dwelling Policy Practice Questions

Nebraska Personal Lines exam — 43 practice questions.

Subtopics: Use of dwelling policy, DP-1 basic form, DP-3 special form, No automatic liability, Fair rental value, Basic perils, Eligible occupancy, Purpose, No liability, Coverage A, Coverage B, Coverage C, Coverage D, Coverage E, Eligible dwellings, Loss settlement, Extended coverage perils, Vandalism endorsement, Other coverages debris removal, Improvements by tenant, Personal liability supplement, Excluded perils, DP-2 broad form, Coverage C optional, Automatic increase, Theft endorsement, Reasonable repairs, Trees shrubs and plants, Fire department service charge, Property removed, Worldwide personal property, Definition of insured, Coinsurance clause, DP-3 loss settlement, Collapse coverage, Seasonal dwelling, Other structures rented, Lightning peril, Glass coverage, Fair rental value vs ALE, Ordinance or law

Read the Dwelling Policy study guide

Sample questions & answers

1. The dwelling policy is commonly used to insure:

A rental or non-owner-occupied dwelling

The dwelling policy is commonly used for rental or non-owner-occupied dwellings.

2. The most basic dwelling form, covering a limited list of perils, is the:

DP-1 basic form

The DP-1 basic form covers a limited list of named perils.

3. The dwelling form that provides open-peril coverage on the dwelling structure is the:

DP-3 special form

The DP-3 special form provides open-peril coverage on the dwelling itself.

4. Unlike a homeowners policy, the dwelling policy generally does not automatically include:

Personal liability coverage

The dwelling policy generally omits personal liability coverage, which can be added by endorsement.

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Practice: Dwelling Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.