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  2. Nebraska
  3. Accident & Health
  4. Insurance Regulation

Free Insurance Regulation Practice Questions

Nebraska Accident & Health exam — 26 practice questions.

Subtopics: Director authority, Form approval, Coercion, Misrepresentation, Line of authority, Appointment termination, Cease and desist, Penalties, Reporting actions, Recordkeeping, Unfair claims practices, Insurance fraud, Guaranty association, Medicare supplement regulation, Health policy replacement, Advertising, Fair Credit Reporting Act, Fraud and false statements, Privacy GLBA, Affordable Care Act, Do Not Call, McCarran-Ferguson Act, HIPAA administrative simplification, Mental Health Parity, Newborns and Mothers Health Protection, Women's Health and Cancer Rights Act

Read the Insurance Regulation study guide

Sample questions & answers

1. General enforcement of Nebraska's insurance laws against insurers is the responsibility of the:

Director of Insurance

The Director of Insurance is charged with administering and enforcing Nebraska's insurance laws.

2. Before an individual accident and health policy form may be issued in Nebraska it generally must be:

Filed with and approved by the Director of Insurance

Health policy forms must generally be filed with and approved by the Director before they are delivered.

3. A lender that requires a borrower to buy health coverage from one specific insurer as a condition of the loan commits the prohibited practice of:

Coercion

Coercion is the use of undue pressure, such as a loan condition, to force a particular insurance purchase.

4. A producer who tells a health applicant that a clearly excluded condition is covered has engaged in:

Misrepresentation

Misrepresenting what a policy covers is a prohibited unfair trade practice.

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Practice: Insurance Regulation

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.