1. Exam Prep
  2. Nebraska
  3. Accident & Health
  4. Individual Accident and Health Provisions

Free Individual Accident and Health Provisions Practice Questions

Nebraska Accident & Health exam — 60 practice questions.

Subtopics: Grace period, Reinstatement, Time limit on certain defenses, Notice of claim, Proof of loss, Time of payment of claims, Physical examination, Legal actions, Guaranteed renewable, Noncancelable, Preexisting condition, Free look, Entire contract, Claim forms, Physical exam and autopsy, Payment of claims, Change of beneficiary, Change of occupation, Misstatement of age, Illegal occupation, Intoxicants and narcotics, Conformity with statutes, Insuring clause, Conditionally renewable, Cancelable, Probationary period, Elimination period, Coinsurance, Free look provision, Consideration clause, Pre-existing condition provision, Sickness waiting period, Other insurance in this insurer, Insurance with other insurers, Other insurers per diem, Unpaid premium, Cancellation provision, Flat deductible, Per-cause deductible, All-cause deductible, Corridor deductible, Integrated deductible, Carryover provision, Common accident provision, Restoration of benefits, Benefit period medical, Lifetime maximum benefit, Assignment of benefits, Facility of payment, Period of coverage, Standard and optional provisions

Read the Individual Accident and Health Provisions study guide

Sample questions & answers

1. Under an individual health policy the grace period is the span after the premium due date during which:

Coverage continues and the overdue premium may still be paid

The grace period keeps coverage in force for a limited time after the due date so the overdue premium can be paid.

2. After a lapsed individual health policy is reinstated, losses caused by sickness are generally covered:

After a stated number of days following reinstatement

Following reinstatement most policies cover sickness only after a short waiting period while accidents are covered immediately.

3. The provision that limits how long an insurer may contest an individual health policy for misstatements is the:

Time limit on certain defenses (incontestable) provision

The time limit on certain defenses provision restricts the period in which the insurer may contest the policy for misstatements.

4. The provision requiring the insured to tell the insurer that a loss has occurred within a set time is the:

Notice of claim provision

The notice of claim provision requires the insured to notify the insurer of a loss within the stated time.

All Accident & Health topics

Practice: Individual Accident and Health Provisions

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.