Free Workers Compensation Insurance Practice Questions

North Dakota Property & Casualty exam — 18 practice questions.

Subtopics: State fund, No private market, Death benefits, Disability classifications, Medical benefits, Vocational rehabilitation, Arising out of employment, Independent contractors, Policy structure, Employers liability, Federal laws, Other states insurance, Rating, Part one coverage, Statutory benefits, Exclusive remedy, Premium audit, Experience modification

Read the Workers Compensation Insurance study guide

Sample questions & answers

1. An employer in North Dakota that needs workers' compensation coverage must obtain it from:

Workforce Safety & Insurance, the state fund

In monopolistic North Dakota, workers' compensation coverage is obtained from the state fund, Workforce Safety & Insurance (WSI).

2. A producer asked to place private workers' compensation insurance for a North Dakota employer should explain that:

Private workers' compensation insurers are not permitted in North Dakota

North Dakota does not permit private workers' compensation insurers; coverage comes only from the state fund.

3. Workers' compensation death benefits are generally paid to:

The deceased worker's eligible dependents

Workers' compensation death benefits are paid to the eligible surviving dependents of a worker who dies from a work-related injury.

4. Workers' compensation disability benefits are commonly classified as temporary total, temporary partial, permanent partial, and:

Permanent total disability

Workers' compensation disability benefits are typically categorized as temporary total, temporary partial, permanent partial, and permanent total.

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Practice: Workers Compensation Insurance

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.