1. Exam Prep
  2. North Dakota
  3. Life, Accident & Health
  4. Senior and Special Needs

Free Senior and Special Needs Practice Questions

North Dakota Life, Accident & Health exam — 34 practice questions.

Subtopics: Medicare Part A, Medicare Part B, Medicare Part C, Medicare Part D, Medicare supplement, Medicaid, Long-term care, Medicare eligibility, Part A financing, Part A benefit period, Part B enrollment, Initial enrollment period, Part D late penalty, Medicare exclusions, Medigap core benefits, Medigap duplication, LTC elimination period, LTC benefit pool, LTC inflation protection, LTC cognitive trigger, Tax-qualified LTC, LTC renewability, Intermediate care, Assisted living

Read the Senior and Special Needs study guide

Sample questions & answers

1. Medicare Part A primarily covers:

Inpatient hospital care

Part A is hospital insurance covering inpatient hospital, skilled nursing, hospice, and some home health care.

2. Medicare Part B primarily covers:

Physician services and outpatient care

Part B is medical insurance covering physician services, outpatient care, and durable medical equipment.

3. Medicare Part C (Medicare Advantage) consists of:

Private plans that deliver Part A and Part B benefits, often with extra services

Medicare Advantage plans are offered by private insurers and bundle Part A and B (often Part D and extras).

4. Medicare Part D provides:

Prescription drug coverage

Part D is the optional outpatient prescription drug benefit offered through private plans.

All Life, Accident & Health topics

Practice: Senior and Special Needs

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Pennsylvania Insurance Department and the exam administrator before relying on it.