1. Exam Prep
  2. North Carolina
  3. Accident & Health
  4. Senior and Special Needs

Free Senior and Special Needs Practice Questions

North Carolina Accident & Health exam — 55 practice questions.

Subtopics: Medicare Part A, Medicare Part B, Medicare supplement, Long-term care, LTC CE, Medicare eligibility, Part A premium, Medicare Part C, Medicare Part D, Medicare gaps, Medicare Supplement purpose, Standardized Medigap, Medigap open enrollment, Medicare Select, Medicaid, Excessive coverage, LTC purpose, Skilled care, Custodial care, Benefit triggers, Home health care, Respite care, Adult day care, Inflation protection, Nonforfeiture LTC, LTC renewability, Partnership LTC, Tax-qualified LTC, Medicare initial enrollment period, Medicare general enrollment period, Part B late enrollment penalty, Part D late enrollment penalty, Part D coverage gap, Part A benefit period, Lifetime reserve days, Medicare Advantage plan types, Medigap core benefits, High-deductible Medigap, Medigap guaranteed issue rights, Medigap free look, Medicaid spend-down, Dual eligible beneficiaries, Medicare Savings Programs, Intermediate care, Activities of daily living, LTC elimination period, LTC pool of money, Indemnity vs reimbursement LTC, LTC pre-existing condition limitation, LTC replacement and suitability, Hospice care, Assisted living facility benefit, Hybrid life and LTC policy

Read the Senior and Special Needs study guide

Sample questions & answers

1. Medicare Part A primarily helps cover:

Inpatient hospital care

Medicare Part A is hospital insurance covering inpatient hospital stays, skilled nursing facility care, hospice, and some home health care.

2. Medicare Part B primarily helps cover:

Physician services and outpatient care

Medicare Part B is medical insurance covering physician services, outpatient care, and certain preventive services, generally requiring a monthly premium.

3. A Medicare supplement (Medigap) policy is designed to:

Pay costs Medicare does not cover, such as deductibles and coinsurance

Medicare supplement insurance fills gaps in Original Medicare, helping pay deductibles, coinsurance, and copayments; in North Carolina these policies are standardized and regulated.

4. Long-term care insurance is intended to cover:

Custodial and skilled care needed over an extended period

Long-term care insurance covers extended assistance with activities of daily living in settings such as the home, assisted living, or a nursing facility, which Medicare generally does not cover.

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Practice: Senior and Special Needs

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.