1. Exam Prep
  2. North Carolina
  3. Accident & Health
  4. Insurance Regulation

Free Insurance Regulation Practice Questions

North Carolina Accident & Health exam — 32 practice questions.

Subtopics: Commissioner, NCDOI role, CE total, Ethics requirement, Compliance deadline, No formal renewal, Appointment, Appointment termination notice, Nonresident reciprocity, Unfair claims, Misrepresentation in health, Rebating health, Fiduciary funds, License discipline, Guaranty association, Guaranty health cap, Prelicensing, Free look health, Reporting actions, Producer duty, Advertising, Flood CE applicability, Fair Credit Reporting Act, Fraud and false statements, Privacy GLBA, Affordable Care Act, Do Not Call, McCarran-Ferguson Act, HIPAA administrative simplification, Mental Health Parity, Newborns and Mothers Health Protection, Women's Health and Cancer Rights Act

Read the Insurance Regulation study guide

Sample questions & answers

1. In North Carolina, the head of the Department of Insurance who oversees accident and health insurers holds office because the person was:

Elected by North Carolina voters statewide

North Carolina's Commissioner of Insurance is an elected statewide official, which is one of the state's notable departures from states that appoint their commissioners.

2. Consumer complaints about a North Carolina health insurer are handled by:

The North Carolina Department of Insurance

The NCDOI, led by the elected Commissioner, regulates accident and health insurers and assists consumers with complaints and inquiries.

3. A resident North Carolina accident and health producer must complete how many continuing education credit hours every two years?

24 credit hours

North Carolina requires 24 hours of continuing education each biennial compliance period for resident licensees regardless of the number of licenses held.

4. Within the biennial CE requirement, North Carolina requires a minimum number of ethics hours equal to:

3 hours

At least 3 of the required 24 continuing education hours must be devoted to approved ethics coursework each compliance period.

All Accident & Health topics

Practice: Insurance Regulation

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.