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  2. North Carolina
  3. Accident & Health
  4. Group Health Insurance

Free Group Health Insurance Practice Questions

North Carolina Accident & Health exam — 40 practice questions.

Subtopics: Eligibility, Master policy, Noncontributory plan, Conversion, COBRA concept, Experience rating, Probationary period, Master contract, Certificate of coverage, Contributory plan, Eligible groups, Group underwriting, Open enrollment, COBRA eligibility, COBRA duration termination, COBRA duration 36 months, COBRA premium, Coordination of benefits, Pre-existing conditions group, Self-funded plan, Section 125 plan, Conversion privilege, Community rating, Minimum participation requirement, Actively-at-work provision, Late enrollee, COBRA qualifying events, COBRA election period, ERISA summary plan description, ERISA fiduciary standards, Multiple Employer Welfare Arrangement, Multiple Employer Trust, Dependent eligibility, Specific stop-loss insurance, Family and Medical Leave Act coverage, Small group guaranteed renewability

Read the Group Health Insurance study guide

Sample questions & answers

1. Group health insurance through an employer generally covers:

Eligible employees and often their dependents

Group health plans cover eligible employees of the sponsoring group and frequently their dependents, with eligibility based on factors such as full-time status.

2. In group insurance, the contract is issued to the employer as the:

Master policyholder, with employees receiving certificates

In group coverage, the insurer issues a master policy to the group sponsor (such as the employer), and covered individuals receive certificates of coverage.

3. In a noncontributory group health plan, the premium is paid:

Entirely by the employer

In a noncontributory plan the employer pays the entire premium, and participation is typically required for all eligible employees, reducing adverse selection.

4. A conversion privilege in a group health plan generally allows a departing employee to:

Convert to an individual policy without proving insurability

A conversion privilege lets a terminating insured convert group coverage to an individual policy, typically without evidence of insurability, within a limited time.

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Practice: Group Health Insurance

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.