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  4. Dwelling Policy

Free Dwelling Policy Practice Questions

Montana Personal Lines exam — 43 practice questions.

Subtopics: Policy use, Forms, Coverage differences, Fair rental value, Basic perils, Personal property, Owner-occupant use, Purpose, No liability, DP-1 basic form, DP-3 special form, Coverage A, Coverage B, Coverage C, Coverage D, Coverage E, Eligible dwellings, Loss settlement, Extended coverage perils, Vandalism endorsement, Other coverages debris removal, Improvements by tenant, Personal liability supplement, Excluded perils, DP-2 broad form, Coverage C optional, Automatic increase, Theft endorsement, Reasonable repairs, Trees shrubs and plants, Fire department service charge, Property removed, Worldwide personal property, Definition of insured, Coinsurance clause, DP-3 loss settlement, Collapse coverage, Seasonal dwelling, Other structures rented, Lightning peril, Glass coverage, Fair rental value vs ALE, Ordinance or law

Read the Dwelling Policy study guide

Sample questions & answers

1. A dwelling fire policy is most commonly used to insure:

a rental house or a dwelling not occupied by the owner

A dwelling fire policy is commonly used for rental houses or dwellings not occupied by the owner.

2. Among the dwelling policy forms, the broadest coverage is generally provided by the:

DP-3 special form

The DP-3 special form generally provides the broadest dwelling coverage.

3. Compared with a homeowners policy, a standard dwelling fire policy generally:

does not automatically include theft or liability coverage

A dwelling fire policy generally does not automatically include theft or liability coverage.

4. Fair rental value coverage in a dwelling policy pays the landlord for:

lost rental income while the dwelling is untenantable after a covered loss

Fair rental value pays lost rental income while the dwelling is untenantable after a covered loss.

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Practice: Dwelling Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.