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Free Group Health Insurance Practice Questions

Missouri Accident & Health exam — 40 practice questions.

Subtopics: Master policy, Actively at work, Conversion privilege, COBRA continuation, Noncontributory plan, Experience rating, Coordination of benefits, Master contract, Certificate of coverage, Contributory plan, Eligible groups, Group underwriting, Probationary period, Open enrollment, COBRA eligibility, COBRA duration termination, COBRA duration 36 months, COBRA premium, Pre-existing conditions group, Self-funded plan, Section 125 plan, Community rating, Minimum participation requirement, Actively-at-work provision, Late enrollee, COBRA qualifying events, COBRA election period, ERISA summary plan description, ERISA fiduciary standards, Multiple Employer Welfare Arrangement, Multiple Employer Trust, Dependent eligibility, Specific stop-loss insurance, Family and Medical Leave Act coverage, Small group guaranteed renewability

Read the Group Health Insurance study guide

Sample questions & answers

1. In group health insurance, the contract is issued to the employer as the:

Master policy

The insurer issues a master policy to the group sponsor, and insureds receive certificates of coverage.

2. A common group eligibility requirement that an employee be performing normal job duties is:

The actively-at-work provision

The actively-at-work requirement conditions coverage on the employee performing normal duties on the effective date.

3. When group coverage ends, the conversion privilege generally allows an insured to:

Obtain an individual policy without proof of insurability

The conversion privilege lets a departing member convert to an individual policy without evidence of insurability.

4. Federal COBRA continuation generally allows eligible terminated employees to:

Continue group coverage for a limited time at their own cost

COBRA lets qualified individuals continue group coverage for a limited period, generally at their own expense.

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Practice: Group Health Insurance

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.