1. Additional living expense coverage in a homeowners policy pays for what?

The increased costs of living elsewhere while the home is uninhabitable after a covered loss

Additional living expense coverage pays the necessary increase in living costs when a covered loss makes the residence temporarily uninhabitable.

2. Personal property coverage in a homeowners policy generally applies how when items are away from the home?

It generally provides worldwide coverage subject to limits

Homeowners personal property coverage generally extends worldwide, subject to the policy's limits and conditions, even when items are away from the residence.

3. A homeowners policy generally applies special dollar limits to which type of property?

Categories such as cash jewelry and certain valuables

Homeowners policies place special internal dollar limits on categories such as cash, jewelry, firearms, and other easily stolen valuables.

4. Medical payments to others coverage in a homeowners policy generally pays how?

Regardless of the insured's fault up to a small limit

Medical payments to others pays reasonable medical expenses for guests accidentally injured on the premises, regardless of the insured's fault, up to a small limit.