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  4. Commercial General Liability

Free Commercial General Liability Practice Questions

Minnesota Property & Casualty exam — 34 practice questions.

Subtopics: Coverage purpose, Premises and operations, Products-completed operations, Personal and advertising injury, Occurrence basis, Aggregate limit, Occurrence vs claims-made, Coverage A, Coverage B, Limits of liability, Claims-made features, Coverage C, Damage to premises rented, Supplementary payments, Additional insured, Insured contract, Occurrence definition, Each occurrence limit, General aggregate limit, Retroactive date, Extended reporting period, Pollution exclusion, Employers liability exclusion, Your product exclusion, Medical payments Coverage C, Named insured status, Defense costs, Property damage definition

Read the Commercial General Liability study guide

Sample questions & answers

1. A commercial general liability policy primarily covers what?

A business's liability for bodily injury and property damage to third parties

A commercial general liability policy covers a business's legal liability for bodily injury and property damage to third parties arising from its operations, premises, or products.

2. The premises and operations exposure under a CGL refers to liability arising from what?

The insured's premises and ongoing business operations

The premises and operations exposure covers liability arising from the condition of the insured's premises and its ongoing business operations.

3. The products-completed operations coverage under a CGL applies to liability arising from what?

Products sold or work completed away from the premises

Products-completed operations coverage applies to liability for bodily injury or property damage arising from the insured's products or completed work after they leave the premises.

4. Personal and advertising injury coverage under a CGL would respond to which type of offense?

Libel slander or certain advertising offenses

Personal and advertising injury coverage responds to offenses such as libel, slander, false arrest, and certain advertising injuries.

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Practice: Commercial General Liability

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.