1. Before obtaining a Minnesota resident producer license an applicant generally must do what?

Pass the required licensing examination

An applicant for a Minnesota resident producer license generally must pass the licensing examination for the lines of authority sought.

2. A Minnesota producer who wants to sell both life and health products generally must hold what?

The appropriate lines of authority on the license

A producer must hold the appropriate lines of authority, such as life and accident and health, to transact those products in Minnesota.

3. An insurer must obtain which document before transacting insurance in Minnesota?

A certificate of authority

An insurer must hold a certificate of authority from the Commissioner before transacting the business of insurance in Minnesota.

4. An insurer organized under the laws of another U.S. state but operating in Minnesota is classified as what?

A foreign insurer

From Minnesota's perspective, an insurer formed in another U.S. state is a foreign insurer, while one formed outside the United States is alien.