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  4. Commercial General Liability

Free Commercial General Liability Practice Questions

Michigan Property & Casualty exam — 33 practice questions.

Subtopics: CGL purpose, Occurrence, Products-completed operations, Personal and advertising injury, Aggregate limit, Occurrence vs claims-made, Coverage A, Coverage B, Limits of liability, Claims-made features, Coverage C, Premises and operations, Damage to premises rented, Supplementary payments, Additional insured, Insured contract, Occurrence definition, Each occurrence limit, General aggregate limit, Retroactive date, Extended reporting period, Pollution exclusion, Employers liability exclusion, Your product exclusion, Medical payments Coverage C, Named insured status, Defense costs, Property damage definition

Read the Commercial General Liability study guide

Sample questions & answers

1. A commercial general liability policy primarily covers a business's liability for:

Bodily injury and property damage to third parties

The CGL covers a business's liability for third-party bodily injury and property damage.

2. A CGL written on an occurrence basis covers claims for injury that:

Happen during the policy period regardless of when reported

An occurrence form covers injury that happens during the policy period, regardless of report date.

3. Products and completed operations coverage in a CGL addresses liability arising from:

The insured's products or completed work

This coverage addresses liability from the insured's products or completed work after it leaves the premises.

4. CGL personal and advertising injury coverage can respond to claims such as:

Libel, slander, or defamation in advertising

Personal and advertising injury covers offenses such as libel, slander, and defamation.

All Property & Casualty topics

Practice: Commercial General Liability

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.