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  2. Michigan
  3. Accident & Health
  4. Insurance Regulation

Free Insurance Regulation Practice Questions

Michigan Accident & Health exam — 40 practice questions.

Subtopics: Regulatory authority, Director authority, Continuing education, License term, Acts requiring license, Appointment, Reporting criminal action, Unfair claims practices, Prompt payment, Rebating, Replacement of health policy, Guaranty association, Guaranty health cap, Producer fiduciary, License suspension, Free look, Advertising, Coercion, Privacy, Cease and desist, Temporary license, External review, Recordkeeping, Prelicensing, Reinstatement, Discrimination, Fraud penalties, Commission sharing, Nonresident reciprocity, Change of name, Fair Credit Reporting Act, Fraud and false statements, Privacy GLBA, Affordable Care Act, Do Not Call, McCarran-Ferguson Act, HIPAA administrative simplification, Mental Health Parity, Newborns and Mothers Health Protection, Women's Health and Cancer Rights Act

Read the Insurance Regulation study guide

Sample questions & answers

1. Which department licenses and regulates accident and health producers in Michigan?

Department of Insurance and Financial Services (DIFS)

DIFS regulates insurers and producers in Michigan, including those selling accident and health coverage.

2. The head of Michigan DIFS who enforces the Insurance Code is the:

Director

Michigan's insurance regulator is the Director of the Department of Insurance and Financial Services.

3. Michigan resident accident and health producers must generally complete how many CE hours per renewal period?

24 hours

Michigan generally requires 24 hours of continuing education per renewal cycle, including an ethics requirement.

4. Michigan producer licenses are generally renewed:

Every two years

Michigan producer licenses are renewed biennially, typically tied to the licensee's birthday.

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Practice: Insurance Regulation

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.