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  4. Group Health Insurance

Free Group Health Insurance Practice Questions

Maine Accident & Health exam — 40 practice questions.

Subtopics: Master contract, Certificate of coverage, Noncontributory plan, COBRA continuation, Conversion privilege, Coordination of benefits, Contributory plan, Eligible groups, Group underwriting, Probationary period, Open enrollment, COBRA eligibility, COBRA duration termination, COBRA duration 36 months, COBRA premium, Pre-existing conditions group, Self-funded plan, Section 125 plan, Experience rating, Community rating, Minimum participation requirement, Actively-at-work provision, Late enrollee, COBRA qualifying events, COBRA election period, ERISA summary plan description, ERISA fiduciary standards, Multiple Employer Welfare Arrangement, Multiple Employer Trust, Dependent eligibility, Specific stop-loss insurance, Family and Medical Leave Act coverage, Small group guaranteed renewability

Read the Group Health Insurance study guide

Sample questions & answers

1. In a group health plan, the insurance contract is issued to the employer as the:

Master policy held by the group policyholder

The group master policy is issued to the employer or group policyholder that sponsors the plan.

2. Each covered employee in a group health plan typically receives a:

Certificate of coverage

Individual members receive a certificate of coverage summarizing their benefits under the group master policy.

3. In a noncontributory group plan, the employer generally:

Pays the entire premium and 100 percent of eligible employees must be covered

In a noncontributory plan the employer pays the full premium, and all eligible employees must participate.

4. Federal COBRA rules generally allow eligible employees to:

Continue group health coverage for a limited time after qualifying events

COBRA lets eligible employees temporarily continue group health coverage after certain qualifying events, usually at their own cost.

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Practice: Group Health Insurance

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.