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  4. Insurance Regulation

Free Insurance Regulation Practice Questions

Louisiana Personal Lines exam — 24 practice questions.

Subtopics: Commissioner, Minimum auto limits, UM coverage, Direct action statute, Citizens Property, Comparative negligence, License authority, Continuing education, Unfair claims practices, Civil law, Appointment, Consumer complaints, Cancellation and nonrenewal, Fraud, Adjuster licensing, Rate regulation, Fair Credit Reporting Act, Gramm-Leach-Bliley, Fraud and false statements, Do Not Call, Terrorism Risk Insurance Act, McCarran-Ferguson Act, Anti-money laundering, CAN-SPAM Act

Read the Insurance Regulation study guide

Sample questions & answers

1. The Louisiana Department of Insurance is headed by a Commissioner who obtains the office by:

Statewide election

In Louisiana, the Commissioner of Insurance is chosen by statewide election rather than appointment.

2. Louisiana's minimum required automobile liability limits are commonly expressed as (verify current limits):

15/30/25

Louisiana's minimum auto liability is commonly cited as 15/30/25 ($15,000 per person, $30,000 per accident, $25,000 property damage); verify current limits.

3. In Louisiana, uninsured/underinsured motorist (UM/UIM) coverage must be offered, and to reduce or reject it the insured generally must:

Reject it or select lower limits in writing

Louisiana requires UM/UIM to be offered; an insured must reject the coverage or select lower limits in writing.

4. A notable feature of Louisiana law is its direct action statute, which generally allows an injured third party to:

Sue the liable party's insurer directly in certain circumstances

Louisiana's direct action statute lets an injured party, in certain situations, bring suit directly against the liable party's insurer.

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Practice: Insurance Regulation

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Pennsylvania Insurance Department and the exam administrator before relying on it.