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  2. Louisiana
  3. Personal Lines
  4. Dwelling Policy

Free Dwelling Policy Practice Questions

Louisiana Personal Lines exam — 43 practice questions.

Subtopics: Purpose, No liability, Basic form perils, Fair rental value, Special form, Personal property, Construction, DP-1 basic form, DP-3 special form, Coverage A, Coverage B, Coverage C, Coverage D, Coverage E, Eligible dwellings, Loss settlement, Extended coverage perils, Vandalism endorsement, Other coverages debris removal, Improvements by tenant, Personal liability supplement, Excluded perils, DP-2 broad form, Coverage C optional, Automatic increase, Theft endorsement, Reasonable repairs, Trees shrubs and plants, Fire department service charge, Property removed, Worldwide personal property, Definition of insured, Coinsurance clause, DP-3 loss settlement, Collapse coverage, Seasonal dwelling, Other structures rented, Lightning peril, Glass coverage, Fair rental value vs ALE, Ordinance or law

Read the Dwelling Policy study guide

Sample questions & answers

1. A dwelling policy (DP) is most appropriate for:

A rental house or dwelling not occupied by the owner

Dwelling policies are commonly used for rental homes and dwellings not occupied by the owner.

2. Compared with a homeowners policy, a basic dwelling policy generally:

Does not automatically include personal liability coverage

A basic dwelling policy is a property form and does not automatically include the personal liability found in homeowners policies.

3. The DP-1 (basic form) dwelling policy typically covers:

A limited list of named perils such as fire and lightning

The DP-1 basic form covers a limited list of named perils, such as fire, lightning, and internal explosion.

4. The fair rental value coverage in a dwelling policy pays the landlord for:

Lost rental income while the dwelling is being repaired after a covered loss

Fair rental value pays the landlord for lost rental income while the dwelling is uninhabitable after a covered loss.

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Practice: Dwelling Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Pennsylvania Insurance Department and the exam administrator before relying on it.